It is important that you treat yourself with the same respect and compassion that you treat others. We tend to be harder on ourselves that anyone else. Ease up. Forgive yourself for the past and look at any mistakes as lessons to help you grow into the person you are today. Be proactive with your financial situation. Look for ways to “save a penny” every day. Over time, the pennies you save will add up. Create a fun jar and have the family put spare change in it every evening. Decide on what you want to spend the money on. Set a budget and start saving. Before you know it, you will have saved up for something fun!
